Intern Credit Risk Management - Fin. Inst./Banks/Funds (F/M/D)

General information
Job ID 70354 Area Risk Management Start Date 03/2026 Contract Temporary Working Time Model Full-time Location(s) München |

The Senior Risk Management Division is the internal Risk Management unit for international banks, insurances and investment companies.
Our team is focused on managing and analyzing their creditworthiness, i.e., we monitor the market development, perform internal ratings, approve and grant credit lines as part of the credit process and monitor them on an ongoing basis. We have constant exposure to capital market participants by providing them the necessary strategic advice and analysis of the relevant counterparties.


What you can expect from us

You will work on meaningful tasks such as:

·        support the credit officer by analyzing counterparty risk and credit process

·        research regarding financial institutions sector information

·        support the team with ad-hoc requests

·        project work with focus on actual topics from the financial institution environment  and process improvement (depending on the duration of your internship)


You will learn and gain:

·        Deep understanding of credit processes and risk management in a leading bank

·        Hands-on experience with financial institution analysis

·        Opportunity to improve IT and AI skills, including advanced use of tools like Power Automate, VBA, Copilot etc.

·        Exposure to cross-functional projects, sometimes taking a lead role

·        Development of communication and collaboration skills in an international team


What we expect from you

-  Bachelor or Master student of Business Administration, Economics or related study area with specialization in Finance
-  Very good to good academic achievement
-  Initial work experience ideally in the banking sector
-  English language skills (C1 level)
-  German language skills (B1 level)
-  Excellent skills in MS Office
-  Confident in using AI tools (Co-Pilot) and skilled in advanced promting
-  Programming skills in VBA, Power Automate beneficially
-  Ability to work in a team
-  Strong communication skills
-  Ability to work independently and structured
-  Ability to think analytically and strategically


Our offer to you
#EnjoyMunich - Work in Germany's most beautiful city: Mountains and lakes on your doorstep, plenty of cultural offerings and, of course, Weißwürste, Oktoberfest, and football. Our headquarter also offers you the best career and development opportunities. #UnlockYourPotential - With us, you are guaranteed a steep learning curve. In your multifaceted internship, you can supplement your theoretical knowledge from your studies with practical insights and thus find out where your passion lies. #LiveOurCulture - We don't just accomplish our work, but experience and shape it together. As a real team, we communicate at eye level #CallMeByMyFirstName, value every opinion and are convinced that success is based on people empowerment. #ThinkEuropean - We are not only one of the largest financial institutions in Germany, but as part of UniCredit we are also internationally active and successful. With us, you can expect a pan-European company with regional ties as well as stimulating career opportunities in the world's most exciting cities. #BeAppreciated - You are part of the team from the very beginning and worth every single cent to us. That is why we reward your commitment and impact with €2,400 gross per month for voluntary and mandatory internships.


UniCredit is built on Integrity, Ownership and Caring. Living these Values authentically means doing what is right for our colleagues, clients, and communities. We are a pan-European Commercial Bank with a unique service offering in Italy, Germany, Central and Eastern Europe. We serve over 15 million customers worldwide and our strength comes from the impact we can make on those people’s lives and on our environment.

Rooted in our company’s Purpose is helping our communities to progress, not only through our differentiated products and services, but also through our investments aimed at building a sustainable future for our communities and strengthening their financial well-being. Moreover we contribute to addressing the climate and environmental crisis by minimizing our carbon footprint and helping our customers and communities do the same.

Our colleagues are critical to the success of our Purpose. They are the driving force behind the impact we make in the communities we serve. When you join UniCredit, you become part of an international, inclusive and diverse community that leverages on “diversity of thought", regardless of gender identity, age, ethnicity, orientation, ability or cultural background.

As you grow in our company, we back you up through a common Culture of learning and collaboration, benefits, programs, and flexibility that support you personally and professionally.

Because we believe that the best way to make a difference in our client’s life is to make a difference in the life of our people.

Discover more about our Culture and Purpose and our ESG commitments.


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