Senior Product Manager (m/f/d) – Card Issuing & Acquiring

General information
Job ID 55783 Area Other Start Date 01.01.2026 Contract Permanent Working Time Model Full-time/Part-time Location(s) München |

Payments Solutions Germany, in close coordination with GPS Headquarters, drives the execution of UniCredit Group’s strategy in Transactional Payments, Cash Management, Acquiring, and Issuing. This includes all customer segments under the coverage of UniCredit Bank GmbH. Our goal is to deliver competitive, innovative, and future-ready products and services aligned with market trends, technological advancements, and the evolving competitive landscape.

Within the Issuing and Acquiring domain of Client Solutions, we design and implement forward-lookin g card products and solutions for both private and corporate customers. Through Project ONE and other strategic group-wide initiatives, we are reshaping our product portfolio with a strong focus on digital intelligence and customer-centr ic experiences.


What you can expect from us

- Design, develop, and launch innovative card products and payment solutions aligned with UniCredit Group’s strategic goals and customer needs.
- Drive revenue growth and optimize profitability of the card issuing portfolio, including detailed analysis of active and passive commissions in collaboration with Accounting, Planning, and Cost Management.
- Develop business cases for new initiatives, assessing their financial viability and strategic relevance.
- Coordinate sales activities across UniCredit Bank GmbH channels to ensure effective product distribution.
- Deliver customer-centric solutions with intuitive user experiences, strong support structures, and value-added services.
- Ensure full compliance of the card issuing portfolio with regulatory and industry standards (e.g., PCI DSS, PSD2).
- Lead operational, regulatory, and strategic projects to enhance the card portfolio.
- Collaborate cross-functionally with IT, Sales, Operations, CRM, Finance, and external partners to achieve business objectives.
- Act as the product expert for internal and external communications (e.g., business desktop, sales materials, corporate websites).
- Prepare commercial reports, presentations, and strategic insights for senior management and board-level discussions.


What we expect from you

Candidate Profile

- University degree in Economics or a comparable qualification.
- Extensive experience and deep knowledge of the card issuing business.
- Strong strategic and analytical thinking, with excellent conceptual and problem-solving skills.
- Demonstrated ability to lead complex projects across regulatory, operational, and strategic dimensions.
- High level of accountability, ownership, and team orientation.
- Excellent communication and presentation skills.
- Fluent in German and English, both written and spoken.
- Proficient in MS Office tools, especially Excel and PowerPoint.


Our offer to you
#JoinOurTeam - Our employees are the driving force behind our success and therefore our most valuable asset. Because we are aware of our responsibility as an employer, we have once again been recognised as a Top Employer. Become part of our team. #LiveOurCulture - We don't just do our work, we experience and shape it together. As a genuine team, we communicate on an equal footing #GernPerDu, value every opinion and are convinced that success is based on people empowerment. #UnlockYourPotential - With us, you can shape your further training independently and individually. With comprehensive qualification measures, strategic and future-oriented development programmes or individual mentoring, we give your career perspective. In addition, up to 3 hours per month of your working time is dedicated to your personal development - whether it's design thinking, storytelling, mindfulness or time management, you decide! #DesignYourWorkingLife - Digitalisation and flexibility shape our modern working world. Design your everyday working life in the way that suits you best: whether in the office, remotely throughout the UK or from another EU country. Want to travel for longer? Then take a sabbatical and discover the possibilities of New Work with us. #CareNowForLater - We'll continue to look after you in the future. Because in addition to monthly salary payments, retirement provision is an issue that you shouldn't only start thinking about when you reach retirement age. That's why we support your financial provision for retirement from day one. #DontStopMoving - Take advantage of the flexibility of Wellhub: it gives you access to over 2,900 fitness, leisure and wellness facilities throughout Germany, and even abroad you have access to 53,000 partner facilities worldwide. Because exercise is not only about health but also sustainability for us, we also offer you the opportunity to lease a JobRad bike at a reduced rate and get the Deutschlandticket for only EUR 25 instead of EUR 58 per month. In this way, we support you in leading an active lifestyle and promote environmentally friendly, cost-effective mobility.


UniCredit is built on Integrity, Ownership and Caring. Living these Values authentically means doing what is right for our colleagues, clients, and communities. We are a pan-European Commercial Bank with a unique service offering in Italy, Germany, Central and Eastern Europe. We serve over 15 million customers worldwide and our strength comes from the impact we can make on those people’s lives and on our environment.

Rooted in our company’s Purpose is helping our communities to progress, not only through our differentiated products and services, but also through our investments aimed at building a sustainable future for our communities and strengthening their financial well-being. Moreover we contribute to addressing the climate and environmental crisis by minimizing our carbon footprint and helping our customers and communities do the same.

Our colleagues are critical to the success of our Purpose. They are the driving force behind the impact we make in the communities we serve. When you join UniCredit, you become part of an international, inclusive and diverse community that leverages on “diversity of thought", regardless of gender identity, age, ethnicity, orientation, ability or cultural background.

As you grow in our company, we back you up through a common Culture of learning and collaboration, benefits, programs, and flexibility that support you personally and professionally.

Because we believe that the best way to make a difference in our client’s life is to make a difference in the life of our people.

Discover more about our Culture and Purpose and our ESG commitments.


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